A family using your FinanceOS MVP asks whether to invest a lump sum into a high-yield corporate bond fund versus dollar-cost averaging into a diversified ETF over 12 months — which agent(s) should handle this, and what specific rules from '持續買進' and your bond analysis should they apply to give a recommendation?
From: Encoding real financial logic into specialized agents
· Goal: New FaimlyOS
· critical
Answer from memory in your own words. Don't look it up first — the gaps
are the point.